Adding an authorized user to your credit card is a great way to help someone build or rebuild their credit. However, it's important to understand the implications and potential risks involved. If a ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Having a good credit score is essential to passing many of the financial milestones of life: it can help ...

Authorized users are usually trusted individuals added to your credit line to help improve their credit without opening their own account. Primary account owners are solely responsible for making sure ...

If you’re just starting to build your credit history, or if your credit scores have taken a hit because of some financial missteps, an easy way to add positive information to your credit file is by ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

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Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not being an authorized user affects your credit (and how it affects it) depends ...

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Adding an authorized user to your credit card has benefits, including earning rewards from authorized user spending. But it can lead to confusion about whom those rewards belong to. Though credit card ...