Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

TheZebra reports that homeowners face rising repair costs, insurance limitations on coverage, and the importance of maintenance and budgeting.

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...

A Reddit user’s homeowners insurance jumped from $2,155 to $3,088 in one year. That’s a 43% increase, despite no claims. This ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat insurance as an active financial decision, not a passive bill. Home insurance ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Cincinnati Insurance is located in Fairfield, Ohio, and provides home insurance in 45 states nationwide. Customers have the option to choose from four separate customizable homeowners policies that ...