As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

Learn how interest rates affect savings, borrowing, and the economy, impacting personal and business finances. Discover their role in investments and economic trends.

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

Interest is one of the ways lenders make their money, and it’s what makes it worth it for them to give out loans. If you’re borrowing money, interest is the cost the bank charges you for the service.

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

It's been nearly two weeks since the Federal Reserve's final meeting of 2024, when it announced a third consecutive cut to benchmark interest rates — this time, by another quarter point — further ...

While we're seeing savings yields slip in the wake of two Federal Reserve rate cuts this year, the earning potential you'll find with a high-yield savings account makes it a money move worth making.