Your life insurance needs may change when you reach your retirement years. It's important to reflect and determine if you still need your life insurance plans.

Life insurance has long played a crucial role in estate planning and wealth transfer. Its evolution has addressed two primary challenges: creating an estate when liquidity is insufficient to support ...

There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful benefits while you’re living, like tax advantages and asset-building ...

With current estate-tax rules set to expire at the end of next year, life insurance could help heirs to some high net worth clients avoid bigger costs and payments to Uncle Sam in the future.

In today’s dynamic economic landscape, Americans are seeking greater financial confidence and security. Although challenges such as inflation, market volatility and rising living costs create ...

When you’re mapping out your financial plan, there are certain bedrock accounts and products you likely always consider. You’ve got to have that emergency savings fund, preferably in a high-yield ...

India, Feb. 2 -- Crossing 50 often changes how people view financial planning. With savings already in place, the focus gradually shifts to protecting long-term family security and personal well-being ...

With changes to many tax laws looming at the end of the year, a life insurance settlement could provide an opportunity for clients to not only donate to a charity but also reap tax savings under ...

In an ILIT, the grantor or creator of the trust cannot change the terms or beneficiaries of the trust, just like any irrevocable trust. However, grantors may place one or more life insurance policies ...

Life insurance provides many American families with an important financial safety net. The life insurance industry is large, ...