Even with New Jersey automobile insurance rates climbing by double-digits, consumers can still take steps to lower their premiums.

A ValuePenguin analysis said New Jersey drivers will pay the highest rate increase of 10.46% in 2026, the highest in the nation, followed by Nevada, California and New York. That study also said New ...

New Jersey drivers pay some of the highest rates for car insurance in the nation: A full coverage policy averages $3,254 a year, or 21% more than the national average Minimum coverage in the Garden ...

A 2022 law increasing minimum liability coverage requirements is a primary driver of the rate hikes. The average cost for car insurance in New Jersey is already significantly higher than the national ...

Car insurance premiums will increase by an estimated 10.46% for New Jersey drivers this year, more than in any other state, according to a study by Lending Tree’s ValuePenguin team.

The average American pays $2,677 per year for full coverage car insurance, according to Bankrate. But your personal costs depend heavily on where you live. In some states, average premiums top $4,000 ...

Jersey drivers who’ve renewed their auto insurance this year might echo the complaint of a 2009 New York mayoral candidate whose catchphrase was “the rent’s too damn high.” Drivers here have a very ...

Car insurance rates started 2026 by falling slightly during January. The national average rate for full-coverage car ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...