With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...

A new study from the Employee Benefit Research Institute (EBRI) finds the percentage of all private-sector establishments offering at least one self-insured health plan has recently fallen--however ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Rather than pay an insurance company for coverage, ...

When you choose to self-insure, you set aside money to cover unexpected events that may impact your home, vehicle or life instead of reaching out to an insurance company to purchase a traditional ...

Managing medical claims presents significant challenges for self-insured employers. While self-insurance offers greater control over healthcare costs, it demands sophisticated oversight of the claims ...

Hoosier employers are increasingly relying on self-insured plans to deliver care to their workforce, even as the nation looks elsewhere. (Connect Images for Getty Images) In the face of growing health ...