How does car insurance work? Car insurance works as a safeguard for your financial well-being in case of car accidents, theft, or other auto incidents beyond your control. Depending on your …

Learn what car insurance covers, the different car insurance coverages you may be able to add to your auto policy, and what's required vs. optional.

Split-limit car insurance explained Insurers typically offer a variety of liability limits for you to choose from. A commonly available choice of limits is $25,000/$50,000/$25,000, or 25/50/25. …

Auto insurance coverages explained. See a full list of coverages we offer. Plus, we’ll explain which car insurance coverages are required or optional.

For other types of auto insurance coverages, such as comprehensive car insurance coverage and collision car insurance coverage, your insurance limit is often the actual cash value of your car. …

In most instances, rental car insurance overlaps with your personal auto insurance policy and you won't need to pay for duplicate coverage. There may be situations where adding rental car …

A full coverage auto policy can have different definitions. See what full coverage often means and decide what's best for you.

Find out how car insurance deductibles work and learn more about high and low deductible options for your policy.

Uninsured/underinsured motorist coverage can cover your medical bills and property damage if you're hit by an uninsured or underinsured driver.

Learn the basics of personal injury protection (PIP) coverage, from what it is to what it covers, and which states require it.