Calculate life expectancy using our average calculator. Consider factors like current age, blood pressure, and habits such as alcohol or smoking. Plan for a healthier future with life insurance.

For this table, the period life expectancy at a given age is the average remaining number of years expected prior to death for a person at that exact age, born on January 1, using the mortality rates …

Nov 20, 2025 · Life expectancy, known as “actuarial age” in the insurance industry, describes the average age of death in a population. More specifically, the number of years an individual can expect …

Jun 13, 2019 · The following life expectancy table, compiled from information published by the Office of the Actuary of the Social Security Administration, is provided as a tool to assist in making those …

Feb 13, 2025 · Life expectancy calculations play a crucial role in both the insurance industry and legal settlements. These calculations determine how long a person is expected to live based on various …

Oct 14, 2025 · It is used by actuaries, insurance companies, and other professionals to estimate the average number of years an individual can expect to live, which directly impacts policy options, …

Life insurance companies use what is called a Life Insurance Mortality Table (aka actuarial table or life table) to come up with policy rates. This table takes your age and calculates how many years you …

Use this life expectancy calculator to help determine how many years you may need to plan for in retirement or how many years you may need to provide income to a surviving spouse or children. …

Jun 13, 2025 · Life expectancy is a fundamental concept in actuarial science, playing a crucial role in the calculation of insurance premiums, pension plan design, and risk assessment. It represents the …

May 22, 2023 · Human longevity is one of the great success stories of the past century, and there is broad consensus that there are further gains to come. Mortality improvement forecasts underpin the …