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145K views · 2.9K reactions | “Goodbye SMS OTP – Hello next-gen authentication.” “RBI sets new benchmark: Auth beyond OTP for safer payments.” “Next-gen 2FA: RBI mandates dynamic authentication, SMS OTPs become optional.” “Secure your payment future: RBI’s shift from OTPs towards biometrics & risk-based checks.” “From OTP to app token: RBI’s new rule raises the bar on digital payment security.” | Shyamala Sundaresan | Facebook